Cha-Ching®

Cha-Ching is a financial literacy and responsibility programme that instils sound financial habits and promotes financial responsibility in children.

Each Cha-Ching video uses the best practices in learning theory to help children learn the above four concepts: songs as mnemonics; repetition as the key to mastery; age-appropriate, relevant, contextualised real-life scenarios; narratives as a hook and motivation and strategies that empower children to say, “I know what to do now!”

With children, what they see is often what they do; and the premise of this series is that what children most often see people doing is spending! Therefore, the four core money management concepts are presented:

1.     Earn: Money does not grow on trees. Money has to be earned before you can save, spend or donate it.
2.     Save: Saving is an important habit. You should be sure you have enough money before you buy something, and save for a rainy day.,. Just in case!
3.     Spend: To be money-smart, children need to learn how to differentiate between needs and wants and to spend wisely.
4.      Donate: There are always people who have less than us and it is important to share.

The goals of Cha Ching are:

  • Discover four choices in using money: Earn, Save, Spend and Donate
  • Be aware of cost of different items (everything cost money)
  • Understand the benefits of savings (why do we save).
  • Understand difference between needs and wants
  • Understand various kinds of donation

Program Concepts

Benefit, Buying, Choices, Consumer, Costs, Earning, Entrepreneurs, Giving, Goods, Incentives, Income, Money, Resources, Rewards, Saving, Selling, Spending, Donate, Voluntary exchange, Wants, Work

Program Skills

Assembling products, Analyzing and interpreting information, Brainstorming, Consensus building, Critical reading, Gathering and organizing information, Oral and written communication, Making observations, Product analysis, Public speaking, Research, Selling, Working in groups