Cha-Ching ®
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Cha-Ching is a financial literacy and responsibility programme that instils sound financial habits and promotes financial responsibility in children.
Each Cha-Ching video uses the best practices in learning theory to help children learn the above four concepts: songs as mnemonics; repetition as the key to mastery; age-appropriate, relevant, contextualised real-life scenarios; narratives as a hook and motivation and strategies that empower children to say, “I know what to do now!” With children, what they see is often what they do; and the premise of this series is that what children most often see people doing is spending! Therefore, the four core money management concepts are presented: 1. Earn: Money does not grow on trees. Money has to be earned before you can save, spend or donate it. 2. Save: Saving is an important habit. You should be sure you have enough money before you buy something, and save for a rainy day.,. Just in case! 3. Spend: To be money-smart, children need to learn how to differentiate between needs and wants and to spend wisely. 4. Donate: There are always people who have less than us and it is important to share. The goals of Cha Ching are:
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Program ConceptsBenefit, Buying, Choices, Consumer, Costs, Earning, Entrepreneurs, Giving, Goods, Incentives, Income, Money, Resources, Rewards, Saving, Selling, Spending, Donate, Voluntary exchange, Wants, Work |
Program SkillsAbstract thinking, Coin valuation, Decision-making, Planning, Analytical Skills, Mathematics, Responsibility, Money Management |